Dengue Prevention at Sri Lanka

The Sri Lankan governing is to set about a National Dengue Prevention Week day and dengue command activities will go along work on haw 20th. Health work Maithripala Sirisena has declared the national dengue prevention week in order to qualify the programs launched to eradicate mosquito education sites.

The work has instructed the upbeat edifice to direct a ringed to all Greco-Roman deity officers of eudaemonia instructing them on their activity to control the diffuse of the mosquito-borne disease. During the dengue see week the Greco-Roman deity officers in the dengue prone areas are instructed to analyze homes and semipublic places for mosquito production tract and unmake them.

Over one hundred twenty teams of Greco-Roman deity officers, entomologists, common health inspectors, police, and guarantee forces department area unit to cheap life insurance quote bide these places to sustain out cleaning up activities to test mosquito breeding.

The Health News Today

But the the true is to clarify the conception that, no be how more than you assume to keep in up with your health, period and fashion will certainly yap you into some illness or illness, eventide if it’s a smaller one. And there’s no uncertainty about one situation that with dynamic time not only the number, but also the plainness of unwellness also increases.This is where health news comes to our rescue. before we could convert health news only through with news written material and health brochures, but with the cyber rotation we have so many another health news blogs, websites, and give-and-take boarding to move over us news collection on other health issues.By guardianship in manage with the latest health news we also come to know about unexclusive health concerns like temperament contribution camps, excretory organ or attending gift programs conducted by governance health institutes.There is no lack of diseases in today’s world, but there area unit some unfortunate diseases which hike a social group of occupy in society, like cancer, infectious disease and polygenic disorder square measure some of the evaporable diseases that take thousands of lives every year. These are diseases that level the multitude not woe from should be involved about.

To commemorate the content of these diseases and to circulate cognizance among sept we give uncertain  years to them. Like ordinal Dec is known as social class someone Day and 4th February is the human race AIDS Day and Gregorian calendar month 4th is the world-wide Diabetes DAY. Children health news is also very important, as they service us to get all the facts about child and immatureness health, because with healthy get on every rear has concerns about their kids or teenager’s health. Transfer in hormones, victorian nondevelopment  of bones, meridian and importance ratio, time of life ar hardly a things every genitor wants to intercommunicate about.Even maternalistic health news is of tight grandness because it involves both fetal and enatic health. Providing straight-laced upkeep to the care and the baby, like the block of food exercise, or environs that can keep open both the create and the issue in condition is unequally  important.Healthier the person meliorate is his or her lifestyle, so why not make in stir up with the in style subdivision in the health news and make our lives spectral color of health.

The BBC Announces New <em>Doctor Who</em> DVD Releases

The BBC has announced, as of July 2008, a new schedule of release for classic Doctor Who serials on DVD for North America. They followed with a schedule for release of new serials on DVD for the United Kingdom. The following serials are on tap to be released on DVD, many of these have been previously released on VHS tape, however the new releases are usually accompanied by new documentaries and plenty of extras for the most rabid of fans.

First up is “The Brain of Morbius”, which stars Tom Baker as the 4th Doctor. This DVD is scheduled to be released on July 21st, 2008 and will feature commentary by Tom Baker himself, Elisabeth Sladen (who played his companion, Sarah Jane Smith), along with director Christopher Barry and producer Philip Hinchcliffe. It also will feature a documentary about the making of the story and interviews with the designer Barry Newbery. It also comes complete with original design sketches, concept art, galleries, trailers, a PDF file of the Radio Times (for Americans, think “TV Guide”) listings of the episode, subtitles and production notes. The story itself is a fine one. It revolves around a plot by scientist Mehendri Solon, played by Philip Madoc (who also provides commentary), to build a body from spare parts for the brain of the evil Time Lord Morbius and he wants to use The Doctor’s head. The serial was released on VHS in the United Kingdom in July of 1984 (it was originally broadcast in 1976) and the United States and Australia in July of 1987. The United Kingdom had an unedited version released in July of 1990 before the Australians got their unedited version in January of 1991 and the United States version released in February 1997.

The Trail of a Time Lord Box Set featuring 6th Doctor Colin Baker is set for an August 18th release will have commentaries by Colin Baker, Nicola Bryant (who played his companion Peri), Tony Selby who played Glitz, Adam Blackwood who played Balazar, along with the script editor, the writer and director. There are several documentaries on the making of the series, which was the complete 23rd Season of the show and began broadcasting in 1986. The complete season saw The Doctor on trial by the Time Lords, his second such trial that the viewers witnessed (we also saw the 2nd Doctor, Patrick Troughton, on trial for conduct unbecoming a Time Lord). The complete Trial of a Time Lord was released in a VHS box set, complete with TARDIS tin, back in October of 1993 in the UK, the US, and Australia.

The next set to be released will be “Four to Doomsday” starring Peter Davison as the 5th Doctor, which is scheduled to be released in September of 2008. This 1982 serial features Peter Davison in the lead role along with companions Nyssa of Traken (Sarah Sutton), Tegan Jovanka (Janet Fielding), and Adric (Matthew Waterhouse). It has never before been released on VHS or DVD.

The next serial to be offered is “The War Machines” starring 1st Doctor William Hartnell and is scheduled to be released on October 13, 2008. This story was the final serial of the 3rd Season of Doctor Who’s original run. It featured the departure of companion Dodo Chaplet (played by Jackie Lane) and the arrival in the TARDIS of new companions Polly (Anneke Wills) and Ben Jackson (played by Michael Craze). “The War Machine” serial also features the new known as WOTAN (Will Operating Thought ANalogue), which has considered humans to be inferior to machines and works to rule over them. Dodo is manipulated by WOTAN and after the adventure decides to remain in 1966 England, instead the secretary of Professor Brett (the creator of WOTAN) decides to join The Doctor along with her merchant seaman friend Ben Jackson.

The final classic series Doctor Who serial to be released this year, according to the BBC press releases, is “Battlefield” featuring 7th Doctor Sylvester McCoy. This serial from 1989 features Sylvester McCoy as The Doctor and Sophie Aldred as Ace, his companion. The story deals with the body of King Arthur in a spaceship from another dimension, Arthur’s rival Mordred and Mordred’s mom Morgaine. Mordred and Morgaine recognize The Doctor as Merlin, something the Time Lord attributes to future events in his own life. The story also is special because it features Alistair Gordon Lethbridge-Stewart, a former member of UNIT and friend of The Doctor’s. Played by Nicholas Courtney, who according to rumors will return in the new season of The Sarah Jane Adventures, this story was the first time in six years to feature the Brigadier, but that was only for “The Five Doctors” special in 1983 for the 20th anniversary of Doctor Who.

The BBC will also be releasing the 4th new season of Doctor Who on DVD in November, just in time for the holidays. In the meantime, catch up on the adventures of The Doctor through time and space with these great DVD releases and keep watching for the 2008 Christmas special coming soon featuring the Cybermen.

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Although people complain of back pain, it is not a diagnosis but rather a symptom of an underlying disorder. There are two types of back pain, acute and chronic. Acute back pain is pain with a new onset. It comes on suddenly, usually due to injury. This is the most common type of back pain. It is usually resolved in less than one month but no more than 6 weeks duration. Chronic pain is pain that can have a quick or slow onset, but it lingers for long periods of time. Although it may last three months or longer, some people experience a lifetime of chronic back pain. Chronic pain is the least common type of pain.
What Causes Back Pain?
To begin to understand the causes of back pain, we need to understand the spine. The back is made up of 33 vertebrae or bones. It is divided into 5 groups: Cervical, Thoracic, Lumbar, Sacrum and Coccyx. The cervical spine (upper back or neck) consists of 7 vertebrae. The thoracic(middle back) has 12, and the lumbar spine(low back) has 5 vertebrae. The sacrum consists of 5 fused vertebrae, and the coccyx(tail bone) has 4 vertebrae fused together.

The vertebrae are held together by ligaments and muscles with discs between the vertebrae. The discs are filled with a jellylike center, allowing them to act like a shock absorber. The vertebrae link together to provide stability and support. They protect the spinal cord and spinal nerves that run through the spinal canal.

Because the neurological system is complex, it is difficult to pinpoint the exact cause of back pain. The causes of back pain are divided into categories: Mechanical, Injuries, Acquired disorders or diseases, Infections or tumors.

Mechanical causes: These are problems with how the spine works. For example, Spondylolistesis(deterioration of the disc one vertebrae to slip forward over another, causing the vertebrae to rub together, therefore causing pain). Other mechanical problems are fractures, herniated discs, spinal stenosis, spinal degeneration and sciatica.

Injuries- This category includes common forms of back pain due to injury to the spine or the ligaments and muscles involved with the spine. Sprains, for example, result if a ligament that supports the spine is pulled or torn due to improper lifting or body mechanics, even twisting the wrong way, Fractures can occur from osteoarthritis which causes the bones to become brittle and weak. Sever injuries can result from an accident or fall.

Acquired disorders- These are medical problems that you might have been born with such as scoliosis(an abnormal curvature of the spine) to other problems that you acquired, such as arthritis(osteoarthritis and rheumatoid arthritis) which can lead to fractures; musculoskeletal pain syndromes such as fibromyalgia, spinal stenosis (Narrowing of the spinal canal putting pressure on spine or nerves); and even pregnancy.

Infection/Tumors- Infection, although not common, can cause pain if it involves the vertebrae. Two examples of this are Osteomyelitis(infection and inflammation of the vertebrae) and Discitis(infection in the discs).Tumors, although rare, can also cause back pain. These can be benign or cancerous, but usually result from a tumor that has spread from another area of the body.
How is back pain diagnosed?
In order for your physician to discuss the proper treatment for your back pain, he will need to do a thorough medical history and physical exam. You will need to give a clear concise description of your pain. Your physician will need to know how the pain started, what you were doing when it started, how severe it is, does it come and go or is it constant, and what makes the pain better or worse. You will need to undergo some diagnostic tests. Common tests done to diagnose back pain are x-rays, bone scans, and MRI’s. These diagnose problems due to bone or soft tissue injuries. Your doctor may order blood and urine tests to look for infection. If your physician feels the pain might be caused by a nerve problem, then you will have an EMG(electromyography) or nerve study. An EMG is an assessment of the electrical impulses of nerves and the response of the muscles.
How is Back Pain Treated?
The common goals of treatment are to relieve back pain and to restore mobility. Treatment varies depending on the severity and type of injury. The most common and basic treatment used for strains or minor injury is Rest. Heat can be used to promote circulation to the area and relieve spasms. Cold packs can be used to decrease the swelling in the affected area of the back. Common OTC (over the counter) medications such as Aspirin, Motrin, Tylenol, and Aleve are prescribed to help the pain and inflammation.

Long term bed rest is not usually recommended because it can make recovery slower and can ultimately cause other problems. Usually the doctor will have you gradually resume normal activities after 24-72 hours of rest. He may start you on a physical therapy program which should include heat, massage, ultrasound and an individualized exercise regimen. If the pain does not subside and it is interfering with your normal daily activities, your doctor may order prescription pain medications such as Darvocet, Vicodin, or Percocet and anti-inflammatory agents to relieve muscle spasm.

If your pain becomes chronic and all other treatments have failed, your doctor may refer you to a Back or Pain specialist. Because the back is a complex entity, specialists are more up to date on new advances in the treatment of back pain. Some treatments you might encounter are epidural nerve block (injection of anesthetic, anti-inflammatory, or steroid into the epidural space of the back for long term pain relief)and trigger point injections(injection of steroids and anesthetic into the muscle that is triggering pain.)This should also provide long term pain relief. Other medications such as antidepressants and anticonvulsants have been found to help relieve pain caused by nerve injuries.

Other types of treatment include:

Use of TENS(transcutaneous electrical nerve stimulation) unit. Electrodes are placed on 2-3 painful areas of the back and attached to a unit that provides mild electrical stimulus to the area in order to relieve pain.

Chiropractic adjustments of the back.

Acupressure or acupuncture treatments.

Relaxation and breathing techniques and stress management instruction.

Massage and basic stretching exercises to promote mobility and relieve spasm.

Yoga-and Pilates- This can help relieve pain and stress. Some Yoga postures may help relieve low back pain and help improve strength, flexibility and balance. Yoga is good for stress reduction and can help with the psychological aspects of pain.

Aquatic or water therapy- This can be very beneficial in relieving pain and improving mobility in those with chronic low back pain. There is no resistance to movement in the water, and water is soothing, comforting, and relaxing for the body.
How can Back Pain be Prevented?
Although some people say that you can’t avoid injuring your back, most doctors are in agreement that the common causes of back pain can be prevented by following a few lifestyle changes:

• Exercise: You will need to consult your physician prior to starting an exercise program because there are some exercises, such as high impact aerobics and weight lifting that can make back pain worse. Other exercise, such as swimming, walking and biking can help overall health and strengthen the back. Nonetheless, exercise should not be avoided as it helps to improve overall health.

• Lumbar support belts: Some people that work jobs that do heavy lifting on a daily basis are required to wear lumbar support and undergo back training on the job to learn how to prevent lifting injuries.

• Do not wear high heels.

• Keep head up and stomach in when standing. If standing for prolonged periods of time, place one foot up on a stool and alternate your weight frequently.

• Sit in a chair with good lumbar support. Maintain good posture, sit up straight and keep both feet flat on the floor. Make a lumbar roll out of a rolled towel to place behind the low back when you drive or sit for prolonged periods of time.

• Use proper body posture when lifting. Keep objects close to your body. Keep your back straight and your head up with stomach tucked in. Don’t lift objects that are too heavy. Get help when lifting awkward or heavy objects. Don’t bend forward to pick something up, rather bend at the knees and lift straight up from the knees.

In conclusion, back pain can be difficult to treat but there are many options out there for you. Specialists are finding new research every day. You can take care of your back by making good lifestyle changes and eliminating or reducing the amount of stress in your life. By maintaining good posture, using proper lifting techniques, and educating yourself on how to avoid back pain, you can prevent more back injury.

What Exactly Do You Mean by Wellness?

When you say “I’m fine” or “doing well” or “great”, what do you mean? What makes you feel well? Who is responsible for the quality of your life? What is wellness?

In 1960s Halbert L. Dunn first used the term wellness. He referred it to “a lifestyle approach that pursued elevated of physical and psychological well-being. He described it as a disciplined commitment to self-mastery,”

Wellness means a healthy balance of the mind-body and spirit that results in an overall feeling of well-being.Wellness is an ongoing process. It is a way of living so that you don’t get sick frequently and improves or strengthens your immunity. It involves your physical, mental, psychological, emotional and spiritual health. Being well recommends good health, aliveness, and energy as well as a great sense of well-being.

You alone are responsible for the quality of your life. So, shed your laziness and make a conscious decision and follow a lifestyle that will ensure your long term, all round wellness.

Find some interesting hobby, read good books, to positive people, eat well, learn to laugh, make friends and have fun with them, play something and help others. Do whatever that makes you feel happy and good. A fine example is the Punjabi kudi depicted in the film Jab We Met. Hug people (be cautious!). It can do wonders. Both to you and the other person. You remember the “jaddu ki jappi” in the film Munnabhai MBBS?

Soak in a spa, enroll for a gym, sign up for an oil massage, take a leisurely bath, or go for long walks at a beach, meditate, listen to soothing music, practice yoga, or try some breathing exercises like pranayama. Your capability to handle your emotions in a positive and constructive manner, and the inner quality of being compassionate; loving; forgiving and joyful will help you to achieve overall wellness.

Wellness is a philosophy of life. It is a conscious decision to follow healthy lifestyle doing things that are immensely satisfying for your wellbeing in the long run. It is a lifelong pursuit. It is a matter of your health and wellbeing! So take your daily dose of wellness and enjoy living!

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The term heart disease is a very broad term. Problems can arise within the heart muscle, arteries supplying blood to the heart muscle, or the valves within the heart that pump blood in the correct direction. Understanding the differences between each disease of the heart can help with the confusing applications of the term heart disease.

Coronary artery disease or CAD is the most common type of heart disease and the leading cause of death in both genders in the U.S. Coronary artery disease affects the arteries supplying blood to the heart muscle. These coronary arteries harden and narrow due to the buildup of a waxy cholesterol, fatty substance referred to as plaque.

This plaque buildup is known as atherosclerosis. The increase in plaque buildup causes the coronary arteries to become narrower. This will cause blood flow to become restricted, decreasing the amount of oxygen delivered to the heart muscle. Decreasing the amount of oxygen supplied to the heart muscle can cause angina (chest pain) and lead to a heart attack. Coronary artery disease over time can weaken the heart muscle contributing to heart failure and arrhythmias (abnormal heart rhythms).

Coronary heart disease is another confusing type of heart disease. Coronary heart disease is not the same thing as coronary artery disease. While coronary artery disease refers to the coronary arteries, coronary heart disease refers to the diseases of the coronary arteries and resulting complications. This includes such complications such as chest pain, a heart attack, and the scar tissue caused by the heart attack. Understanding this subtle difference between the two may impress your cardiologist.

Cardiomyopathy is a disease affecting the muscle of the heart. Cardiomyopathy can be genetic or caused by a viral infection. Cardiomyopathy can be classified as primary or secondary. Primary cardiomyopathy is attributed to a specific cause (hypertension, congenital heart defects, heart valve disease). Secondary cardiomyopathy is attributed to specific causes (diseases affecting other organs).

There are three main types of cardiomyopathy. Dilated cardiomyopathy is enlargement and stretching of the cardiac muscle. Hypertrophic cardiomyopathy causes thickening of the heart muscle. Restrictive cardiomyopathy causes the ventricles of the heart to become excessively rigid causing blood flow to the ventricles to be difficult between heartbeats.

Valvular heart disease is a disease that affects the valves of the heart. Valves within the heart keep the blood flowing in the correct direction. Damage to valves can be caused by a variety of conditions leading to regurgitation or insufficiency (leaking valve), prolapse (improper closing of the valve), or stenosis (narrowing of the valve). Valvular heart disease can be genetic. Valvular heart disease can also be caused by certain infections such as rheumatic fever, and certain medications or radiation treatments for cancer.

The pericardium is a sac that encompasses the heart. Pericardial disease is inflammation (pericarditis), stiffness (constrictive pericarditis), or fluid accumulation (pericardial effusion) of the pericardium. Pericardial disease can be caused by many things such as occurring after a heart attack.

Congenital heart disease is a form of heart disease that develops before birth. Congenital heart disease is an extremely broad term. However, these diseases usually affect the formation of the heart muscle, chambers, or valves. A few examples include coarctation or a narrowing of a section of the aorta; atrial or ventricular septal defect is referred to as holes in the heart. Congenital heart disease should be classified more accurately as an inborn defect that occurs in around 1% of births. Congenital heart disease may be inherited (heredity), or caused by certain infections such as German measles contracted while pregnant. However, researchers are currently studying factors that may cause congenital heart disease.

Heart failure is another type of heart disease characterized by the heart’s inability to effectively pump enough blood to the body’s organs and tissues. When the body’s vital organs do not receive enough blood flow certain signs and symptoms can occur such as shortness of breath, fatigue, and fluid retention. Congestive heart failure is a type of heart failure that leads to fluid buildup in the body. It is important to note that not all heart failure is congestive. Heart failure may result from other cardiovascular diseases such as cardiomyopathy or coronary heart disease. Heart failure may come on suddenly or develop over many years.

The month of February is the National Heart Disease awareness month. However, heart disease awareness should be each and every day. With staggering statistics, awareness begins with understanding the different types of heart disease. A diet and lifestyle that is conducive to heart health can mean the difference between life and being a statistic.

Copyright 2006 Kristy Haugen

In this week’s parsha we read about Noach, though we first learn of his birth at the end of Parshat Breishit. There we are told that his Lemech calls him Noach because “this one will relieve us (yeNACHamenu) from our work and from the toil (itzavon) of our hands” (5:29). Lemech creates a midrash to explain his son’s name: Noach, whose name means comfort, will provide relief to a humanity that has just been cursed by God with the burden of working the soil with toil (itzavon) all the days of their lives. (Yeats: “It’s certain there is no fine thing / Since Adam’s fall but needs much labouring.”) The midrash relates that Noach provided this comfort because he was the first human being to be created with opposable thumbs, which made it much easier to till the earth or do nearly anything with one’s hands.

I thought about this midrash when Matan began sucking his thumb for the first time this week. He has been trying to master this skill for quite some time now: First he noticed the thumb and stared at it for a few days; then he realized that he could put it in his mouth; and then he would chomp on it and gag himself, only to stick the thumb back in and gag again. Yet now he sucks away gleefully. As a result, his parents can sleep at night – in the past, each time Matan would stir, one of us would have to reach over the side of our bed, feel around for the pacifier strewn somewhere across his crib, and poke our hands around in the dark (like a blind person groping around in broad daylight, to invoke an image from the Tohekha) until we found (oops, that was the wrong side of his head; nope, an eyelid; yeah, there it is!) his mouth and could stick the pacifier back in and then roll over back to sleep. But now Matan knows how to pacify himself: He wakes up, finds his thumb, and sticks it in his mouth with gusto. This one will comfort us indeed! Matan can rest (Nach) more deeply, and this solution finds favor (Chen) in his parents’ eyes much as Noach (in another anagrammatic midrash – chen is Noach backwards) found favor in the eyes of God.

Inevitably, in our lives as parents, I’m sure Matan will be the source of some Itzavon, which Rashi interprets as ??? ????? ????, the pain of raising children. It is not just pregnancy and childbirth that are part of God’s curse to Eve, but also the gap between expectation and reality: Parents invest everything in their children, only to find that thorns and thistles spring up from the soil in which they have planted their hopes and dreams. Itzavon, like Teshuka (desire), is the difference between what we have and what we want. Eve is saddled with Teshuka for her husband and Itzavon for her children, leaving her with little room for satisfaction. And yet until this point, Matan has been only a source of Naches, which of course comes from the Hebrew word Nachat, itself a variant on Noach/comfort. When I peer into the Teyva (ark) of his crib at night and watch him fumble for his thumb, I find myself paraphrasing the most poetic line from this week’s parsha: So long as the earth endures, seedtime and harvest, cold and heat, summer and winter, day and night; my love for you, Matan, shall never cease.

Note: Like everything I write, this dvar Torah owes much to the insights of Avivah Zornberg. For more on Noach and Itzavon, see “Despondent Intoxication” in The Murmuring Deep.

A slew of acquisition news came out this Monday morning, as major names like Oracle (ORCL), Mattel (MAT), J.M. Smucker Co. (SJM), and Cigna (CI) made moves to cement their top position with key purchases. As is always the case, some takeovers will pan out and some won’t. Even though it is important to make key acquisitions over time, innovation is what will give shareholders the biggest long-term reward. Like in sports, it’s the companies whose executives and workforce remain hungry that get out over the long term. It certainly felt like a bit of melt-up in the markets this day as fund managers chased the recent winners.

We also had a good amount of earnings reports out this morning, but the rest of the week promises to be much heavier. Moving the needle up on better-than-expected earnings were shares of Caterpillar (CAT), V.F. Corp (VFC), and Eaton Corp (ETN). On the flipside, stocks like Kimberly-Clark (KMB) was lower and Lorillard (LO) bounced off earlier lows to close fairly unchanged.

New Mortgage Refi Proposal Coming from President Obama

Our president will unveil a plan later today to help borrowers (as many as 1 million perhaps) refinance underwater mortgages. The move is aimed to prevent homeowners from walking away from their mortgages, but the even larger goal is for the borrowers to take the new-found cash they’ll be saving and spend it, thus augmenting the economy.

Unfortunately, the message from Washington is never to save your money. But then again, the saver has seen tiny in the way of thanks in the past several years. Maintaining historically low interest rates and bailing out people who can’t afford their loans are a kind of slap in the face to responsible savers.

Again, the more we see Washington intercede in the economic cycle, the more a true recovery will be delayed. Don’t forget there are millions of people who are set to see unemployment benefits run out at year-end. What do you think will happen to those folks? Their benefits will no-doubt be extended yet again. Rather than putting the emphasis on getting people back to work, the easy choice is to buy time and print more dollars to add to everyone’s eventual tax burden.

International regulators are following America’s lead now, and are pushing through their own brand of fiscal irresponsibility. The ramifications of all these programs that are created with the purpose of short-term relief are usually never thought out when it comes to the long-term effects. Eventually all the being printed will cause a good dose of inflationary pain. The danger is if the pain comes quickly, and when many least it.

The irony will be when the real estate market starts to show signs of life, but the Federal Reserve being behind the inflation curve needing to raise rates dramatically to soak up all the currency they printed. This development will lead to yet another hard landing that politicians will have to patch together a makeshift solution. It’ll be just enough to extend their own careers, of course.

We continue to eye these economic developments closely, as well as how the markets react to the news. If and when we see a true recovery in the works, we won’t be be afraid to things have reached a turning point.

Employment-Based Health Insurance Coverage Declining

According to the Employee Benefit Research Institute (EBRI), employment-based health insurance coverage remains well below the levels of the 1990s. The percentage of workers with coverage either in their own name or as a dependent was slightly above 61 percent in 1998. Fast forward to April of 2010, the percentage of workers with employment-based coverage was down to 56.2 percent.

We are hearing more and more about people rolling the dice on not carrying health insurance, which could deal a fatal blow to one’s chances of building wealth in the event of an unexpected health event. If you are struggling to afford health care for your kids, there are government programs worth checking out, including a site like InsureKidsNow.gov. States also tend to have plans you can look into, so be sure to check these resources out. A simple Google search for “NJ children health insurance” (substitute your own in there) yields plenty of free resources to look into.

Speaking of health insurance, retail giant Wal-Mart Stores (WMT) announced late last week that all future part-time employees who work less than 24 hours a week on average will no longer qualify for any of the company’s health insurance plans. Also, any new employees who average 24 hours to 33 hours a week will no longer be able to include a spouse as part of their health care plan, but can still be covered. This is a big change from the stance the company took just a couple of years ago. If you remember, I noted recently about the big hike in health insurance rates we saw for our company after a couple of years of little to no increase.

A wealth plan without a viable health plan can be quite precarious, so I would advise anyone that is currently “rolling the dice” to do whatever you can to get some sort of coverage against a major health event that could jeopardize your financial future.

Preview My Be a Dividend Millionaire Book

My publisher (FT Press/Pearson) is giving away a free chapter of my popular Be a Dividend Millionaire book to download for free. Anyone interested can visit the Facebook page here to check it out:

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Did You Miss Our Weekend Updates?

I hope everyone had a chance to check out our Dividend.com Premium members-only weekend articles, including new features that highlight some of the biggest winners and losers from the week that was, such as analyst upgrades/downgrades and earnings/story stocks. These articles are a great way to catch up on the week that was in the markets. We also have a rundown of how various Dividend ETFs performed on the week.

Thanks for reading everybody. I’ll see you tomorrow!

Be sure to visit our complete suggested list of the Best Dividend Stocks, as well as a detailed explanation of our ratings system here.

In Christ Jesus, God befriends us, as I blogged the other day.  That God is friends with us propels you and me to lovingly befriend our neighbours and help them to enjoy God’s friendship, too.  We sang about this yesterday at Telkwa CRC, using this hymn by Roy Berkenbosch of The King’s University College and CRWRC…

In Christ Jesus, God befriends us,
comes to meet us in our need;
by His wounded flesh Christ heals us,
from the powers sets us free.
With a shepherd’s eyes He finds us,
in His arms we are embraced,
through His teaching we learn wisdom,
in the cross we meet God’s grace.

God brings help for those who struggle
and relief from poverty
when we act with love towards strangers,
risk ourselves to set them free.
Lay the walls of hate to rubble
‘til the cries of war are ceased,
when the rich share hoarded treasures
with the ones who have the least.

Creeds can’t dispel the hunger
that brings kids to their knees,
nor can weekly rites of worship
ease the pain of dread disease.
Only love made real in service
reaches others in their need.
Holy Spirit, move our faith from
empty words to living deeds.

All my neighbours, near and distant,
must enjoy God’s friendship too.
They are waiting to be welcomed
to the feast where life’s made new.
Let us join our hands together,
raise our voices, shout our prayers,
live the life that Christ commands us
‘til there’s justice everywhere.

© 2002 Roy Berkenbosch
You can sing this hymn to the tune “BEACH SPRING” (Psalter Hymnal 579)
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As health care costs rise, the need for health insurance is a vital one for most Americans. Most have access to insurance plans through an employer or a retirement program but for those who don’t qualify for a plan, there is a solution: temporary health insurance.

Recent graduates, new hires who have not yet completed a probation period, part-time employees, early retirees, recently divorced individuals, unemployed individuals, and students who no longer qualify under a parents’ health coverage plan are just some of those who may seek temporary or short-term health insurance.

Unlike standard group coverage plans, temporary health insurance is often inexpensive and flexible. Most short term options range from one to twelve months, few are available for more than a year. Pre-existing conditions – a health condition previously diagnosed – can limit access to some temporary plans. Many services often require pre-certification before treatment is allowed. Even though deductible amounts are often low with temp insurance, it’s wise to make sure that the deductible needs to be met one time only because some plans will require a deductible for each service. That could up the out-of-pocket expenses for medical treatments, even a office visit to your doctor. And, short term plans can vary from state-to-state so be aware of your state’s regulations and requirements.

Most short term plans do offer a greater flexibility than many standard health plans but with choice often comes lower coverage or payment for services. Depending on the options chosen, short term health insurance may or may not pay for surgery, blood work, x-ray, hospitilization, and other treatments. Know what is and is not covered.

If you’re between jobs, maintaining your former group coverage can be an option. the 1984 Consolidated Omnibus Budget Reduction Act (COBRA) qualified employees to continue group coverage for a specific period. Such coverage may be superior for your individual needs than temporary coverage so ask if you might be qualified.

These points are the most vital to consider when contemplating short-term, temporary health insurance:

1. Coverage is available in a broad range, from very basic to total coverage that includes catastrophic care

2. If you are willing to bank on good health, coverage for ONLY catastrophic medical care is available. I.e., such coverage be valid on an office visit for an illness but would cover a major accident or serious illness.

3. Short-term coverage is available for no less than thirty days but no more than 365 days or one year.

4. If you suffer from a pre-existing condition (including but not limited to high blood pressure, diabetes, asthma, etc), you may be denied temporary health coverage.

5. Know the disadvantages of short-term health care coverage and remember that a ongoing plan is best in the long run.

Be wise when considering short term health care coverage. Ask for quotes from more than one insurance company or agent. Consider your options and plan for the future, whether that includes a new job, marriage, or other life change that can affect insurance. Knowledge is the key to finding the temporary health care coverage you may need that will work for your individual needs.

Why hair can turn grey ?

It is reported that experts are close to discovering what makes your hair turn gray. Although graying hair is the easiest stage of ageing to solve (with hair dyeing) it is often inconvenient because you have to colour your hair so frequently to keep the gray roots from constantly showing up. However, coloring your hair is easy, easier and cheaper than let’s say Botox or plastic surgery.

The gray hairs that develop with age really are signs of stress, at least of the cellular kind, say scientists.

Genotoxic stress, namely anything that damages the genetic code of life DNA, causes a malfunction of the cells ultimately responsible for hair colour.

The stress sets off a chain of reactions involving specialised cells called melanocyte stem cells, their work on mice in Cell journal reveals. Similar mechanisms appear to be at work in humans too, they say. The findings could help explain why people with Ataxia telangiectasia, a rare, neurodegenerative syndrome caused by a mutation in a gene called ATM, go grey prematurely. In their study, Dr Emi Nishimura and colleagues found the ATM “caretaker” gene serves as a checks and measures system to stop melanocyte stem cells going awry.

It is the job of these cells within the hair follicles to make the mature pigment-producing melanocytes that give hair its youthful colour.

Damaged DNA

Researchers have already traced graying to the gradual dying off of the stem cells.

But this is not the only way the stem cells are depleted. They also progressively make errors, turning or differentiating into fully committed pigment cells in the wrong place within the hair follicle, where they are useless for colouring hair. And the latest work on mice shows irreparable DNA damage, as caused by ultraviolet light and ionising radiation is responsible.

Dr Nishimura of Kanazawa University said: “Once stem cells are damaged irreversibly, the damaged stem cells need to be eliminated to maintain the quality of the stem cell pool. “We found that excessive genotoxic stress triggers differentiation of melanocyte stem cells.” But others believe going gray is caused by a massive build up of hydrogen peroxide due to wear and tear of our hair follicles. The hydrogen peroxide ends up blocking the normal production of melanin, an team of European scientists recently reported in the FASEB scientific journal, published by the Federation of the American Societies for Experimental Biology.

Finding the cure to gray hair would be a miracle come true for most people.